Well, today was.......boring. In order to qualify for our loan with the bank, they required us to take an 8 hour course for first home buyers. We will have to send our completion certificate to the underwriter. In the long run, the 8 hours is well spent because we were able to avoid having to get an FHA loan and paying mortgage insurance. They talked to us all about contingencies in contracts, things to ask a realtor, types of loans, the importance of home inspections, etc. etc. Considering the effects of the housing market crash in 08, it is really nice to see all of the policies and regulations in place for home buyers - even if it does take up a Saturday. In the long run, I'm sure it does a lot of people a lot of good.
I couldn't stop daydreaming and looking at pictures of what our finished home will look like. Right now it feels like the weeks are dragging because we are just so excited to make this move and put down roots, but I'm sure December will be here before we know it!
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